Writer and attorney Abigail C. Field on the dirty details of official Foreclosure Fraud Settlement including slippery balance sheet practices that rob homeowners of relief, manipulation of basic servicing standards letting banks off hook and why injunction sought by AG Schneiderman in MERS suit is critical. Also, Republican assault on women continues and Santorum’s Puerto Rico gaffe. In the better half, constitutional challenge to Affordable Care Act and implications if transportation bill fails to pass. Your calls and IMs.